You are submitting a request for screening for the purpose of analyzing your creditworthiness for motor vehicle financing (“Request”) through Electronic Consent and its agents (“we,” “us,” or “our”). We can only provide you the benefits of this service by conducting business through the Internet. To do this, we need your consent to transacting electronically and receiving certain disclosures electronically. By completing and submitting a Request through us, you acknowledge receipt of this document, agree to be bound by its terms, and consent to the electronic delivery of the Privacy Policy, this document and any other disclosures provided in connection with your Request (“Disclosures”).
We are not a creditor or loan broker. The purpose of the Request process is to produce a best-estimate of potential credit offers that may be available to you based on (i) certain known and estimated credit offer-related data concerning lenders with whom we have working relationships and others, (ii) information that you may provide, (iii) information provided by third parties such as credit reporting bureaus and your motor vehicle manufacturer and (iv) certain dealer-defined variables. While this Request process is intended to be as accurate and predictive as possible, lenders’ credit underwriting and credit approval requirements are constantly changing. Consequently, this Request process is not a substitute for a current (real-time) credit decision of an actual lender based on a formal application for financing. You may choose to submit a formal credit application after completing the Request process. If you choose to proceed, you direct us to deliver, on your behalf, any information gathered in connection with the Request process to your selected lender and you assume all responsibility for the accuracy of such information.
Your consent to receive Disclosures and to do business electronically, and our agreement to do so, applies to the Lender Selector® program including but not limited to, Request results, disclosures and our recordkeeping. Before you decide to do business electronically with us, you should consider whether you have the required hardware and software capabilities described in this document. To obtain a paper copy of any of the Disclosures, you may write to: Electronic Consent
with the details of your request. Paper copies will be provided to you at no charge.
It is a condition of submitting a Request that all the information you provide in connection with such Request is correct, current, and complete, and you represent and warrant that all information that you provide in connection with submitting a Request is correct, current, and complete, and can be relied upon by us.
Any information presented by us, including, without limitation, on or through the Disclosures, is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you, or by anyone who may be informed of any of its contents.
The results of this Request process may include content provided by third parties, including materials provided by third-party licensors, syndicators, aggregators, and/or reporting services. We are not responsible or liable to you or to any third party, for the content or accuracy of any materials provided by any third parties.
To access and retain the Disclosures electronically, you will need to use the following computer software and hardware: Internet Explorer 4.0 or above, Netscape Navigator 4.0 or above or equivalent software; and hardware capable of running this software. We may update these hardware and software requirements at any time, and without further notice to you. If you are unable to access the Disclosures because of outdated hardware or software, you must update your hardware or software to the latest requirements. If you refuse to update your hardware or software, you may be unable to access the Disclosures or any Request-related information that we may provide.
Your consent is voluntary, but we cannot process your Request if you do not consent. If you are unwilling to receive disclosures electronically, do not select the “I agree” box or provide your electronic signature. If you provide your electronic consent now and decide to withdraw your consent later, the legal validity and enforceability of prior electronic Disclosures will not be affected.
You should keep us informed of any change in your electronic or mailing address. You may contact Electronic Consent regarding any such changes.
BY COMPLETING AND SUBMITTING YOUR REQUEST, YOU CONSENT TO HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH US ELECTRONICALLY. YOU FURTHER ACKNOWLEDGE THAT YOU CAN ACCESS AND, IF NECESSARY, RETAIN THE ELECTRONIC DISCLOSURES IN THE DESIGNATED FORMATS DESCRIBED ABOVE.
You are signing this Request electronically. You agree that your electronic signature is the legal equivalent of your manual/handwritten signature on this Request. By selecting "I Agree" using any device, means or action, you consent to the legally binding terms and conditions of this Request. You further agree that your signature on this Request (hereafter referred to as your "E-Signature") is as valid as if you signed the document in writing. You also agree that no certification, authority or other third party verification is necessary to validate your E-Signature, and that the lack of such certification or third party verification will not in any way affect the enforceability of your E-Signature or any resulting agreement between you and us. You are also confirming that you are the individual authorized to enter into this Request. You further agree that each use of email equates to your E-Signature and constitutes your agreement to be bound by the terms and conditions of this Request as they exist on the date of your E-Signature on this Request.
1021-001 62392
rev. 4/15/24